Treatment...

What we do best?
We co-create with  passion

As an Insurer, our main purpose is to protect all Consumers against risks with efficient insurance solution. We bear the risks taken by our Partners`Customers via the subscription of our insurance products, to protect themself, their family or their goods.
We co design insurance solutions standalone, and embedded, for each Partners needs: Bank, Broker, Brand, regarding their goods and Customers 'portfolio.

We are totally integrated for each business development in the goal to succeed in the insurance program launched, from scratch to insurance distribution and data analysis.

Our expertise allow us to advise Partners for developing the best product for their Clients and, the best strategy to insure business profitability with our insurance offers!
Pet Insurance

Pet Insurance

Because they are members of families!

Like any member of the household, our four-legged friends can be sick, have an accident, or need care. 

We have created a range of products dedicated to Dogs & Cats, with reimbursement levels determined by several formulas, at the Customer’s choice, depending on the protection they want and their budget. 

Credit Protection Insurance

Credit Protection Insurance

Protect yourself when you ask for credit

Protecting yourself against the unexpected change in a situation is essential when taking out a loan. In the event of illness or unemployment, the loss of salary can be significant, and it will still be necessary to repay the loan granted by the bank.

Accident & Sickness Insurance

Accident & Sickness Insurance

Because life is unpredictable... 

Life is not always a smooth ride. It is important to be protected in the event of an Accident, Illness, or even premature Death.
We design offers to protect Customers based on their profile, with guarantees that are useful to them and suitable for all budgets.

Means of payment

Means of payment

Insurance against fraud for payment methods

With the rise of online sales, fraud has grown significantly in recent years. We design a range of insurance against these risks, including loss of bank cards, theft of cash with aggression, theft of handbags, and official papers.

Affinity Insurance

Affinity Insurance

Insurance like a Bonus

Oney Insurance develops Affinity offers tailored to each Partner’s needs. We create Affinity insurance dedicated to bicycles, electronic devices, and/or household appliances, gaming, laptops, mobile phones, etc.
We design offers tailored to the needs of the dedicated business market and Customers.
 

Other Insurances

Other Insurances

We are open-minded to all your ideas and needs! 

Given market evolution and Partners' needs, we know it is necessary to develop new products to address all Customers' requests.
We think outside the box and are open to analysing and studying what our Partners want for their dedicated Clients.

In general, we offer 3 packages to choose from the Customer.

Some of our formulas include Pack Prevention or offer it as an option. Because we co-design with each Partner’s needs in mind, we guarantee and offer options!

Pet Insurance Offers

Pet Insurance

Because they are members of families, they need to be protected.

Pet Insurance

Because they are members of families, they need to be protected.

Our European Partners

Several via Oney Group and external market

Countries Experience

France, Spain, Portugal, Italy

Distribution Channels

Products sell in Self-care, via QR code, App...

Proposed Solutions

Insurance dedicated to Dogs & Cats, in case of Accident and Illness, with several levels of coverage, for all budgets, with Prevention included or as an option.

The good memories ;)

10

years of experience in this product

1

million, global PETS insured in 10 years

3

Formulas per Products

Insurance offers background

Credit Protection Insurance

Anticipate with efficient insurance

We develop products to cover Customers in the event of a drop in income during their loan, for revolving credit, personal loans, credit redemption, etc.
A drop of money can happen when clients are sick, what happens if they cannot reimburse the loans?
Regarding Partners 'needs, we are open to designing new options and guarantees to create more value for money for Customers and be in line with Regulators and EIOPA.


Credit Protection Insurance Offers

Credit Protection Insurance

A drop of money can happen if you are sick, what happens if you cannot reimburse your loans? Anticipate with efficient insurance

Credit Protection Insurance

A drop of money can happen if you are sick, what happens if you cannot reimburse your loans? Anticipate with efficient insurance

Our European Partners

Banks, Retailers, Oney Group, Call Center

Countries Experience

France, Portugal, Poland, Spain, others soon

Distribution Channels

Self-care, Point of Sales, Phygital, Call Center...

Proposed Solutions

Clients who borrow money via personal loan, consumption credit, revolving credit or make a consolidated credit. This insurance protects them and family home when insured has sickness, invalidity, Job Lost or death. Insurance takes in charge credit regarding conditions and protects clients.

The good memories ;)

80

million of GWP in 2024 for Credit Protection Insurance (€)

10

years of experience

800

(K) customers

Insurance offers background

Protect your family!

We can develop basic guarantees or more sophisticated ones regarding each Partner’s needs. 
How do you pay for children's education if a parent becomes seriously ill, or worse, dies? Covering one's back by protecting one's children is essential. We have the right life insurance for every situation, so contact us for more information.

Accident & Sickness Insurance Offers

Accident & Sickness Insurance

To protect yourself against life's big injuries

Accident & Sickness Insurance

To protect yourself against life's big injuries

Our European Partners

Dozen via Oney Group, Brokers, Banks, Retailers...

Countries Experience

France, Spain, Portugal, Poland

Distribution Channels

Stores, Self-care, Call Center, Online...

Proposed Solutions

Coverage addressing risks such as death, incapacity, invalidity, and loss of salary

The good memories ;)

2

million of GWP circa, for 2024 (€)

10

years of experience on Personal protection

4

countries

Insurance offers background



Low price but lot comfort when it happens.

Protection from some hassles. Offering this insurance to your Customers means guaranteeing them protection against the small worries of everyday life. And premiums are low — generally circa 30€ per year — but Clients are thankful when the insurance is there for their claim.

Means of payment Offers

Means of payment

Insure against fraud in payment methods, it is imperative nowadays!

Means of payment

Insure against fraud in payment methods, it is imperative nowadays!

Our European Partners

Several via Oney Group, Banks, Retailers

Countries Experience

France, Spain, Portugal

Distribution Channels

Self-care, Stores, Call Center, Online...

Proposed Solutions

Insurance for fraudulent online purchase, loss of bank card, theft of cash with aggression, theft of handbags, official papers...

The good memories ;)

12

million of GWP in 2024 (€)

400

(K) clients

2

plans, Solo or Family

Insurance offers background

Affinity Insurance

Protect goods, because they are so precious.

Because we are eco-responsible, we like to offer repair insurance for breakdowns and damaged goods and develop insurance for leased and rented items!
With this type of insurance, the Customer’s goods are well protected, while Partners enjoy a good level of profitability!

Affinity Insurance Offers

Affinity insurance, a win-win offer for everyone

To protect your property, because they are so precious to you

Affinity insurance, a win-win offer for everyone

To protect your property, because they are so precious to you

Our European Partners

Numerous via Oney Group, Brokers, Retailers, Brands, other market

Countries Experience

Netherlands, Romania, Italy, Poland, Belgium, Malta, Denmark, France, Spain, Portugal...

Distribution Channels

Insurance is sold via QR Code, in Point of Sale, Phygital, Self-care, App... In standalone or embedded.

Proposed Solutions

Insurance for goods, we protect them with in case of material damage, theft, lost, breakdown, accidental damage... for IT, smartphone, gaming, furniture, mobility, photography, appliance... We have solutions for everything!

The good memories ;)

10

million of GWP in 2024 (€)

10

years of experience

10

countries

Insurance offers background

Always here to study opportunities.

So, even though it falls outside our core business, we can develop specific insurance products to meet our Partners' needs.
We also offer Liability Insurance for certain markets, an Assistance program, and Insurance Specialties…
So never hesitate to ask for a specific insurance policy; we will assess its feasibility!

Oney Insurance

your needs

Let's talk

Whether it is a question, concern, or business proposal, we are here to make insurance simple, clear, and tailored to your needs!

 

Oney insurance at a glance

Oney Insurance

At Oney Insurance, you will find 40 employees with a high level of insurance expertise, strong skills in understanding Partners' needs, and an international culture.

Listening to you

We are all ears – always here to support!

Availability

Ready when you are – always here to help!

Committed

Your peace of mind, our promise – we are all in!

Next
 
Countries map showing international presence

+10 countries

Insurance programs within Europe

 
Distribution of men and women in the company

50/50

Gender distribution

 
Customers served in 2024

+ 1500K

Happy Customers in 2024

 
Average age of employees

+60

Our Partners in Europe