The website
www.oneyinsurance.com is published by ONEY INSURANCE (PCC) LIMITED under Maltese law, with a share capital of € 5,600,000.00, with its head office at 171, Old Bakery Street, Valletta VLT 1455, Malta, and company registration number C53202 (hereinafter referred to as ‘Oney Insurance’). Please refer to our page Licence to Operate for more information or to the Financial Register on the Malta Financial Services Authority website for more information.
Managing Editor
: Bartosz Kolasa, CEO
Editor
: Oney Insurance
Website Maintenance
Agence digitale CKC-Net
Web Hosting
: ODISO – 125 avenue de la République- 59110 LA MADELEINE – France
The purpose of these terms and conditions is to define and determine the terms under which the website’s services are provided, and their use by any person who connects to the site, hereinafter referred to as “the User”.
2.1.
The brand name and logo of Oney Insurance are proprietary to Oney Bank – S.A., capitalised at € 71,801,205… – RCS Lille Métropole B 546 380 197, with registered offices at 34, avenue de Flandre, 59170 Croix.
2.2.
Information contained on the website is provided for general information purposes and as general guidelines. It is by no means exhaustive. Only the information notice of insurance products set out the terms and conditions of the insurance guarantees. Oney Insurance’s commercial offers may be changed at any moment without further notice.
2.3.
The User accepts full responsibility for the operations they initiate and the consequences of these, and under no circumstances may they hold Oney Insurance liable in this respect.
2.4.
The general structure of Oneyinsurance.com, as well as the text, graphics, images (animated or otherwise), sounds and videos, press releases and any other components are the property of Oney Insurance or its partners and can only be used by the User for information purposes and personal use. Under no circumstances may the User modify, copy or reproduce, whether partially or entirely, the content and information communicated by the Oneyinsurance.com site, or send them by electronic or other means to the public, in particular for commercial purposes, without Oney Insurance’s prior written consent. Failure to comply with this rule may constitute an act of counterfeiting liable to criminal sanction. In accordance with the provisions of the Intellectual Property Code, any use of the content or components that make up the website is only authorised for strictly personal purposes.
2.5.
It is up to the User to take the necessary precautions to protect against viruses or other harmful elements in the content of the website www.oneyinsurance.com, particularly regarding downloads or the selection of said pages. These general terms and conditions are governed by Maltese law. Any dispute arising as regards the interpretation or performance of these General Terms and Conditions and/or use of the website www.oneyinsurance.com shall be brought before the qualified Maltese courts.
2.6.
Oney Insurance cannot be held responsible, despite best efforts to keep the website up to date, for any errors in the content of the said website, whether due to an error in the product overview or due to an amendment of the applicable regulations.
3.1.
Oney Insurance is bound by professional secrecy. Its staff are under a legal obligation not to reveal any confidential information of which they may be aware. However, when the law so provides, professional secrecy cannot be invoked against the persons or organisations targeted by said law, particularly the supervisory authorities.
3.2.
The User expressly authorises Oney Insurance to keep any information collected about them on the Oney.com website in computer memory, and to use it to fulfil its legal and regulatory obligations.
The website undertakes to collect and process personal information with respect for the User’s privacy, in accordance with the regulations in force, in particular European Regulation 2016/679 on the protection of personal data.
Cookies are mini files containing a few lines of text and placed on the user’s computer by the user’s web browser. They are used to facilitate browsing and to streamline audience measurement and registration procedures.
As such, when the internet user visits the website to search, read or download information, certain data about them may be collected, such as the names of the domain and host computer from which they are browsing the internet, the IP address of the computer used, the date and time of browsing and the URLs on which they have clicked. This information is used to analyse and measure website traffic and to help make it more useful. It is destroyed after a given period.
Browsers accept cookies by default. You can, however, configure your browser settings to choose not to accept any cookies.
Find out more about our Cookies Policy.
6.1.
With the exception of direct material damage, Oney Insurance can in no way be held liable for damages, losses or harm – financial or otherwise – resulting from a fault or incorrect processing of operations carried out by the User via Oneyinsurance.com website including, but not limited to, loss of chance and all intangible damages.
6.2.
Oney Insurance’s liability – limited to direct material damage, to the exclusion of all other damage – can only be sought if it is clearly established that said damage is attributable to Oney Insurance.
6.3.
Oney Insurance cannot be held liable for any service interruption related to the transport of information or to the User’s computer system, or any other technical failure.
The creation of a hypertext link to Oneyinsurance.com website requires prior authorisation from Oney Insurance. In this case, you can contact the editorial manager. Once authorisation has been granted, a hypertext link can be created for various media, with the exception of those disseminating information of a political, religious, pornographic or xenophobic nature or which may offend the wider public as a whole, or those that are contrary to the legal and regulatory provisions in force.
In this regard, Oney Insurance reserves the right to object to the creation of any link without its consent and which may damage its image, its business, its values, its reputation, or its image, without prejudice to any prosecution. The creation of a hypertext link accepted by Oney Insurance must be done in a full window via (to be completed).
In the spirit of the internet, links to other websites are provided for information purposes only, and Oney Insurance can not be held liable either for the content or modifications made to it, for their operating methods or for any difficulty of access. If the managers of a “target” website wish to modify their presence on this website, they can make the request by emailing the following address: (to be completed)
8.1. Availability and Maintenance
Oney Insurance strives to keep the website accessible 24/7. However, access may be interrupted due to force majeure, events beyond Oney Insurance’s control, or necessary maintenance to ensure the proper functioning of the site and services. For assistance, users can contact Oney Insurance’s reception desk at + 356 2258 5110, Monday to Friday, from 9.00am to 5.00pm or via email on info@oney.com.mt.
8.2 Right to Interrupt Services
Oney Insurance reserves the right, at its sole discretion, to suspend or terminate access to all or part of the website (www.oneyinsurance.com) and its associated services, with or without prior notice and without the obligation to provide justification. Oney Insurance is not liable for any consequences resulting from such service interruptions.
8.3 No Guarantee of Uninterrupted Service
While we aim for continuous service, we cannot guarantee that the website will always function without interruption or error. Our obligation is limited to due care regarding service continuity. We shall not be held responsible for any service disruptions, damages resulting from site usage, or any unauthorized access to or alteration of user data.
Additionally, we are not liable for service failures caused by force majeure, technical malfunctions, or issues related to hardware, software, or internet connectivity that may lead to temporary or permanent service suspension.
Regarding revisions to the general terms and conditions in view of extensions and improvements of its customer service, Oney Insurance reserves the right to adapt or modify at any time the scope of services offered on the website www.oneyinsurance.com.
Regarding revisions to the general terms and conditions in view of extensions and improvements of its customer service, Oney Insurance reserves the right to adapt or modify at any time the scope of services offered on the website www.oneyinsurance.com.
